Want Easy Rewards? These Flat-Rate Credit Cards Take the Guesswork Out of Earning

Other cards offer just 1.5% cash back or 1% cash back on regular spending.

Many cards in this category also come with generouswelcome bonuses,no annual feeandintroductory APRsfor purchases andbalance transfers.

Here’s how to find the best one for you.

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Here are some additional factors to consider.

Any overspending can eat into the value you’d get from the offer.

Also compare cards based on whether they chargeforeign transaction fees, late fees and cash advance fees.

There are also a fewdebit cards that earn rewards, although not many do.

The best flat-rate credit cards offer 2% cash back with no annual fee.

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