I’m no stranger to a broken phone.
I replaced each phone with my own money – which usually meant buying cheaper, lower-end models.
They weren’t nice to use and wore out quickly.
(Thanks,planned obsolescence!)
That’s an expensive cycle to get stuck in.
The Bilt Mastercard is one of many cards offering cell phone insurance.
But not all coverage is created equal.
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Which no-annual-fee card has the best cell phone insurance?
Instead, you’d be better served by considering which elements you personally find the most important.
All of these cards have the same low, $25 deductible.
The card has both the highest per-claim limit and per-12-month-period limit out of the cards surveyed.
You’re covered up to $1,000 per claim and $2,000 per 12-month period.
What about rewards?
However, I think that’s shortsighted.
Just like with credit card travel insurance, sometimes it’s worth sacrificing rewards potential for stronger protections.
What’s the card I’d recommend?
That’s why I lean on my trusty Bilt Mastercard.
It doesn’t have the highest coverage out of its competitors or the best rewards on my phone bill.
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