Should I Expand My House in Animal Crossing?

In Animal Crossing: New Horizons, you start out with a small tent instead of a house.

Each time youre ready for an upgrade, you oughta talk to Tom Nook and request a loan.

A house in Animal Crossing: New Horizons.

When you pay off the loan, you might then request the next upgrade.

Some expansions also come with additional benefits, like the ability to move your mailbox.

The first house upgrade turns your tent into an actual house.

The starter house in Animal Crossing: New Horizons.

What Is the Second House Upgrade in Animal Crossing?

The second house upgrade expands the main room of your house, but it doesnt add anything else.

What Is the Third House Upgrade in Animal Crossing?

The third house upgrade in Animal Crossing.

When you get the third house upgrade, you add the first brand-new room to your house.

What Is the Fourth House Upgrade in Animal Crossing?

At this point, you get the ability to change the color of your roof.

A fully upgraded house in Animal Crossing: New Horizons.

What Is the Fifth House Upgrade in Animal Crossing?

The fifth house upgrade adds another room, which can be accessed from the right side of your house.

Its the same size as the other two additional rooms.

In addition to the new room, you get a new customization option.

This one allows you to customize your door.

What Is the Sixth House Upgrade in Animal Crossing?

What Is the Max House Upgrade in Animal Crossing?

There are two max house upgrades in Animal Crossing: New Horizons.

The first max upgrade comes when you add the basement floor to your house.

When you complete that max upgrade, and pay off the loan, you also unlock free exterior renovations.

The other max house upgrade comes later.

Once youve finished with that, there are no more house upgrades available.

What Happens If You Dont Pay Your Loan in Animal Crossing?

If you dont care about exterior renovations, then you never need to pay off the loan.

Tom will charge you 30,000 bells (which you must pay immediately) and hand you a building kit.