Key takeaways
Want to earn a guaranteed return on your savings?
A certificate of deposit can be a great way to do it.
CDs offer a fixed rate in exchange for keeping your money in the account for the full term.
And with rates more than twice thenational averageright now, today’sbest CDscan help you grow your funds faster.
Here are some of the highest CD rates and how much you could earn by depositing $5,000.
drop your information below to get CNET’s partners' best rate for your area.
But you should be careful to choose a term that fits when you’ll need to access your money.
you’ve got the option to earn up to 5% APY on the best high-yield savings accounts.
Check outtoday’s top savings rates.
We evaluated CD rates from more than 50 banks, credit unions and financial companies.
We evaluate CDs based on APYs, product offerings, accessibility and customer service.
*APYs as of Feb. 12, 2025, based on the banks we track at CNET.
Earnings are based on APYs and assume interest is compounded annually.
**Weekly percentage increase/decrease from Feb. 3, 2025, to Feb. 10, 2025.
