Who wants to be a millionaire?
These days, just about everyone.
As such, the personal finance advice industry is more crowded than ever before.
Most are just out to make a quick buck.
Then they became foster parents, which “changed everything,” according to Rhianna, now aged 33.
Hustle culture often conjures up visions of yacht selfies and a lavish lifestyle.
“We’re too extreme for most people,” said Jon, 36.
“My frugality was a survival-jot down thing.
I was in foster care as a child, and so was my sister,” said Rhianna.
Rhianna went to nursing school, and Jon started a moving company.
“I had an atlas as a kid, because this was before the internet.
I loved it,” Rhianna said.
“I had an atlas, too!”
I would write on it the places I wanted to go," Rhianna said.
Jon ultimately sold his BMW back to the dealership at a $9,000 loss.
“I think it’s that we couldn’t do all these things when we were younger.
Now we’re like freebirds, we just want to go everywhere,” Jon added.
“They don’t understand how [market] crashes correct themselves over time.
This isn’t not a knock on our parents they weren’t taught it, either.”
“Here we were, visiting Hawaii, and I was so depressed,” Jon said.
“Retirement is a scam.
That’s the rat race people don’t like to talk about.”
He said he realized he didn’t want to retire; he wanted theabilityto retire.
“Our daughter changed our perspective.
I would say we were workaholics, we wanted to fill all our time with working.
If we had extra time, we thought it should be spent making money,” Rhianna said.
The Schoellers do all their video editing themselves, and opt for a messier, more relatable video format.
It feels scripted," Jon said.
“When we travel, we don’t stay in five-star places,” Jon said.
“We want to see the place, not live in the hotel.”
Master the basics of saving and investing
Whispers of alooming recessioncontinue to persist.
“I used to get so anxious in high school about what I was wearing.
Then it was two collared shirts.
Then two collared shirts, with both collars popped.
I was like ‘I can’t keep up, I’m out,'” Jon said.
“It’s like societal rebellion,” Rhianna said.
I can’t do that," Jon said.
“It’s too uncomfortable,” Rhianna said.
“So uncomfortable,” Jon agreed.
“I can get up and get my own drink,” Rhianna said.
