But how long these rates will last is anybody’s guess.
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What’s next for CD rates?
APYs on CDs andsavings accountshave been dropping since the Fed cut interest rates at its last three 2024 meetings.
By securing a high APY now, it’s possible for you to maximize your savings.
it’s possible for you to earn up to 5% APY on the best high-yield savings accounts.
Check outtoday’s rates.
We evaluated CD rates from more than 50 banks, credit unions and financial companies.
We evaluate CDs based on APYs, product offerings, accessibility and customer service.
*APYs as of Jan. 29, 2025, based on the banks we track at CNET.
Earnings are based on APYs and assume interest is compounded annually.
**Weekly percentage increase/decrease from Jan. 21, 2025, to Jan. 27, 2025.
