Key takeaways
Lately, uncertainty seems to dominate economic headlines.
One way to get some much-needed peace of mind is by opening acertificate of deposit.
CDs provide a fixed interest rate, reliable returns and the added protection of federal deposit insurance.
This can shield your savings from economic instability and counteract losses from riskier assets, such as stocks.
But don’t wait too long to open an account.
put in your information below to get CNET’s partners' best rate for your area.
Check out thetop savings ratesnow.
Methodology
CNET reviews CD rates based on the latest APY information from issuer websites.
We evaluated CD rates from more than 50 banks, credit unions and financial companies.
We evaluate CDs based on APYs, product offerings, accessibility and customer service.
*APYs as of March 26, 2025, based on the banks we track at CNET.
Earnings are based on APYs and assume interest is compounded annually.
