With a cash-back card, there’s nothing complicated.
Just swipe your card and essentially get cold hard cash back in your pocket.
And, the benefits of a cash-back card might not end at the rewards.
Several popular cards offer additional benefits like purchase protections.
What is a cash-back credit card?
A cash-back card gives a percentage of qualifying purchases back to you as rewards.
Also, consider any additional card perks.
What are the different types of cash-back credit cards?
Cash-back credit cards generally fall into four primary categories: flat-rate, tiered, rotating or choose-your-own.
What are the benefits of using a cash-back credit card?
Aside from the main benefit of earning rewards simply, some cash-back credit cards offer additional perks.
Common credit card benefits includepurchase protection, extended warranties,roadside dispatch servicesandcell phone protection.
Virtual credit cardsadd another layer of protection while shopping online.
Many credit card issuers offer virtual card access for cardholders.
A virtual card lets you use a unique, digital card number in place of your physical card.
How do I maximize my cash back?
Keep these tips in mind as you use your cash-back credit card.
How should I redeem my cash back?
Your cash back rewards can be redeemed in several ways, though it might vary by issuer and card.
Is a cash-back card right for you?
Just try not to let a cash-back card encourage you to spend money you otherwise wouldn’t have.
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