“Elon Musk just made a massive mistake,” oneTikToker said on March 14.
While the legality ofDOGE’s actions is being challenged, it won’t affect your student loan balance.
Can I get my student loans forgiven if DOGE accessed Department of Education data?
You’re not excused from your student loan obligation because DOGE accessed federal financial aid information.
That said, these TikTok posts didn’t appear out of thin air.
Why are people confused?
DOGE’s access to sensitive student loan information fueled online rumors about loan forgiveness.
TikTok posts said DOGE violated your privacy rights under theFamily Educational Rights and Privacy Act.
By filing a FERPA complaint, they say, you’re able to get your student debt erased.
The reality, however, is that FERPA doesn’t apply.
“However, DOGE’s investigation does not involve requesting student loan records from colleges or universities.”
“And student loan forgiveness is not a remedy for any such violation.”
How can I get my student loans wiped out?
TheSAVE planis no longer an option, however, after a US appeals court blocked the program.
SAVE borrowers may need toswitch to another repayment planand will see their payments resume aftermonths in limbo.
If your loans have been on pause, check whether they’ve entered repayment yet.
Missing payments, even accidentally, canhurt your credit score.
“Don’t rely on social media for legal advice,” advised Minsky.
“Talk to an attorney.”
