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President Donald Trump has made it clear that he’s not a fan of most student loan forgiveness programs. But could his administration force borrowers to repay student loans that have already been forgiven? Trump also promised toget rid of the Department of Education, which manages federal student loan programs. So what if you’re still banking on a student loan forgiveness program? The short answer is no. Both of these situations would be extremely rare....

Shopping online can be a quick way to lift your spirits. The internet has made shopping perilously easy. The barriers to impulse purchases have shrunk away. You’ve seen it: a limited-time discount or a flood of marketing emails. Excessive shopping, particularly of pointless or unwanted items, can be emotionally and financially unhealthy. Some people wind up straining relationships and digging out of piles of credit card debt and unpaid bills....

There are some risks and additional costs to account for when determining if the rewards are really worth it. And your credit score may take a hit. Here’s when I do and don’t recommend using acredit card to pay your tax bill. you might choose either Pay1040 or ACI Payments. Both charge a fee based on a percentage of your payment. There’s no cost for making payments directly from your bank account....

Most of thebest rewards credit cardscome with a welcome offer, a way to push your card earnings higher. you could typically earn one by spending a certain amount on your new card within a specific timeframe. In either case, the bonus provided a nice boost to my earnings. How do credit card bonuses work? Once you spend a certain amount on your card, you’ll get a bonus added to your account....

The holiday season is exciting. But that excitement can come at a cost. And many people are looking for ways to keep that cost down. That makes sense given the higher cost of living. And it’s important to avoid spending too much on the holidays. After all, overspending can lead to long-lasting ramifications likehigh-interest debtand a depleted savings account. TAX SOFTWARE DEALS OF THE WEEK But how do you avoid breaking your budget this holiday season?...

Elekta, meanwhile, is a Swedish company known for producing equipment used to treat cancers and brain disorders. Those affected by the breach were notified that same month via letter. While not admitting any wrongdoing, NMH and Elekta agreed to pay out a $8.9 million settlement. Read on to find out if you are eligible for the settlement. Who is eligible for this class-action settlement? Anyone who thinks they might be eligible canfill out this online claim form....

Today isGroundhog Dayand the rodent predicted six more weeks of winter. You have until tomorrow, Feb. 3, tosave up to $400 on a new OnePlus phone. Remember to use the coupon codeSHADOW25at checkout. We’ve rounded up a few standout deals below. Use the offer codeSHADOW25and it knocks $200 off the price,bringing it down to $600. Hey, did you know?CNET Deals texts are free, easy and save you money. If you’re after a foldable, theOnePlus Openwould ordinarily set you back $1,700....

Imagine if you could use iMessage to text your friends on Discord! Ultimately, what some people in Big Tech are super afraid of isnt change, its choice. Tim Robberts / Getty Images SDI Productions / Getty Images

Experts say that numerous issues on the ISP side could be the culprit for slower than advertised speeds. Sluggish Surfing Consumer Reports recently conducted a study that found that many users have broadband speed limitations. Frederik Lipfert / Unsplash Mukherjee noted that your ISP is not always at fault for slower-than-advertised speeds. Mika Baumeister / Unspalsh But numerous issues on the ISP side could be the culprit for slower than advertised speeds, he said....

Now that October is behind us, the push towards the holidays is in full effect. On Wednesday,some users reportedreceiving emails from Microsoft claiming that they contained gift cards for the Microsoft Store. The recipients were selected randomly, and the cards will be redeemable until December 31, 2021. Microsoft That gives users who receive one roughly 90 days to redeem it.

After years ofrumors,Apple’s AR/VR headsetfinally seems likely to be unveiled at WWDC. For now, the rumored features lineup seems focused on everyday people, versus a more niche consumer demographic. It’ll also work with “hundreds of thousands” of third-party iPad apps, according to Bloomberg. And you might be able to watch live sports, news and videos with immersive environments. It’s also expected to have a wellness app with meditations and calming sounds....

VPNs focus on privacy while antivirus software concentrates on security. The internet offers immense opportunities for learning, collaborating, creating and entertainment. Even your ownISP is stockpiling your personal data and browsing historyto feed you ads online. What is a VPN? What are the benefits of a VPN? What can’t a VPN do? One of the biggest misconceptions about VPNs is that they make you totally anonymous online. What is antivirus? Antivirus software scans your gadget for known viruses and malware....

However, not everything is available just yet. Thanks to Apple’s staggered release schedule, iPadOS 16 and macOS Venturawon’t arrive until next month. This means one of this year’s best new features has been delayed at least until then. Apple But as we’re about to see, there’s plenty more where that came from. Essentially, it lets you forget about passwords. Instead, you authenticate yourself just by using your phone. Apple The system relies on time-proven public-key cryptography, and if the website gets hacked, it doesnt matter....