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Many banks have been quietly lowering savings annual percentage yields all year. In September the Fed made its first rate cut since March 2020, savings rates began to drop faster. key in your information below to get CNET’s partners' best rate for your area. Why are savings rates dropping? TheFed started cutting interest rates in Septemberas inflation cooled. Since then, savings account APYs have been dropping steadily. However, savings rates can rise and fall for other reasons....

That means your CD interest is taxed at your ordinary federal income tax rate based on your tax bracket. When do you pay taxes on a CD? For example, let’s say you opened a two-year CD in January 2024 that matures in January 2026. When you file your 2025 return, you’ll pay taxes on the interest earned that year. And in 2026, you’ll owe taxes on the interest accumulated in January of that year....

The good news is it’s almost certainly impossible to drive the car away without the original key fob. If this sounds like an old problem that carmakers have since fixed, you’re correct. But the Rolling-PWN attack, as it is called, exploits built-in safety features to circumvent the security fix. Zach Vessels / Unsplash Modern cars use a rolling code system to prevent these replay attacks. This means the old code is instantly useless as soon as its used....

Available on the App Store Remember Yik Yak? The once-popular messaging app announced its coming back four years after it shuttered. Yik Yak made itscomeback announcement Tuesdayon its new website. Yik Yak Yik Yak is a radically private connection connecting you with the people around you. No strings (or labels) attached. Yik Yak is now available to download again on iOS devices, but it isnt available on Android devices. And its alreadyreached the No....

All-season doesnt always mean winter I’ve been behind the wheel of the Acura NSX before. It’s a wonderful hybrid supercar that handles spectacularly. However, this is the first time I’m driving it on four inches of ice. Bridgestone I braked too late and turned too quickly. I spent years driving up to Lake Tahoe in the snow with all-seasons on my all-wheel-drive WRX. They worked very well, but I knew I needed to be cautious....

In Apple’s vision of the future, you and I would leave our homes without physical wallets. Instead we’d walk out the front door carrying only the virtual wallets stored on our iPhones. We wouldn’t bring keys, either. The feature was announced atWWDCearlier this year. (Here’s how to download the public beta version now.) Digitizing your driver’s license and other ID cards isn’t a new idea. Security and privacy issues are the biggest roadblocks and areas of highest concern....

Google has a process that lets yourequest that certain search results be removed. What information will Google remove from Search? The categories of content include: How do I get Google to remove something from Search? Getting search links taken down isn’t automatic. You may also need to include screenshots of the information in question. “In such cases, we won’t make removals,” Chang said. You’ll get a notification of any action taken....

There are plenty of inexpensive cards to choose from. What is an annual fee? Some issuers charge a recurring annual fee for using a particular credit card. However, many credit cards still offer rewards and perks without charging an annual fee. Is a credit card with an annual fee better? Credit expertJulia Meneznotes that it’s important to confirm an annual fee fits into your budget. But why would someone consider paying them when there are plenty of viable no-annual-fee options?...

Using a credit card for your gaming subscriptions can also help you earn a little bit back each month. Most credit cards offer statement credits in return for the purchases you make. Statement credits can be used to cover a recent purchase. What makes a credit card good for gamers? Considering current-gen games are now $70, every little bit helps. Rewards Where the card earns rewards will likely be a big factor....

Varo began offering the free service last year through a partnership withColumn Tax. Column Tax also offers a paid option that lets you have a tax professional review your return before filing. From the home screen of the Varo app, go to Start Your Free Tax Return to begin filing. Column Tax will automatically pre-fill some information from your Varo account to help you complete your return faster. Tax season opened Monday; the deadline to file this year is April 15, 2025....

When it comes to a great pair ofheadphones, there’s no shortage out there to choose from. But the prices can vary wildly, from $25 to $250 or more. And not all ofwireless earbudsoffer the same features. That’s a wild $148 discount. They are also water resistant, so you don’t have to stress about sweaty workouts or sudden rain. Hey, did you know?CNET Deals texts are free, easy and save you money....

TheJBL Charge 5is one of ourfavorite Bluetooth speakers of 2023– combining solid sound quality with a convenient compact design. But if you don’t want to spend nearly $200 on the latest and greatest model, the previous-genCharge 4is still an excellent option. And right now you cansnag it for just $89atWalmart’s Black Friday sale, which saves you $40 compared with the current price. There’s no telling when thisBlack Friday dealwill sell out, so we’d recommend getting your order in sooner rather than later....

Our top picks from the sale? Our editorsrated this as the best compact headsetfor working from home, and for good reason. Hey, did you know?CNET Deals texts are free, easy and save you money. Its plug-and-play, and great for most everyday tasks. It connects easily via Bluetooth or USB, and is specifically made for crystal-clear audio in group configs. Plus, its compact enough to fit in your bag and take to your next offsite or client visit....