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key in your information below to get CNET’s partners' best rate for your area. Since then, savings account APYs have dropped steadily. Similarly, when theFed cuts interest rates, banks tend to decrease their APYs. On Nov. 7, it lowered it even further to 5.00% APY. Yesterday, its APY dropped to 4.75%. Despite a slightinflation uptickin October, a third rate cut in December isn’t out of the question. The Federal Reserve also considers other data points, such as the unemployment rate....

Even though savings rates have dropped, I’m sticking with myhigh-yield savings accountto grow my funds. And despite the latest inflation uptick, a third rate cut in December isn’t out of the question. That could result in rates falling even further. Waiting could mean leaving money on the table. After all, rates often move in lockstep with the Federal Reserve. Similarly, when the Fed cuts interest rates, banks tend to decrease their APYs....

Now, APYs hover around 4%, but experts still recommend keeping money in this account. key in your information below to get CNET’s partners' best rate for your area. Experts recommend comparing rates, offers and fees once a year. If the rate stays the same for the next three months, you’ll earn $5.17 in interest. Each account received a score between one (lowest) and five (highest). None of the banks on our list charge monthly maintenance fees....

If the Fed does cut interest rates, savings rates may not drop overnight. But we don’t recommend waiting if you want to maximize your earnings. Here are the best rates and what to know before opening an account. put in your information below to get CNET’s partners' best rate for your area. If the Fed opts to cut, you could see a dip in savings rates. A potential dip in rates doesn’t change Smith’s opinion about whether HYSAs will continue to be valuable....

Case in point, the Sony WF-C510 wireless earbuds. And if you order now, these earbuds will arrive before Christmas, but don’t wait too long. It’s only a week away and stock – and prices – could fluctuate. The compact, lightweight Sony WF-C510 earbuds come in three colors: yellow, white or black. They’ve got a long battery life of up to 11 hours. Hey, did you know?CNET Deals texts are free, easy and save you money....

While theRoku Express 4K Plusremains ourfavorite streaming deviceon the market, Google has taken a real shot at the throne with itsChromecast with Google TV. Google’s smart streaming gadget was our runner-up for 2022, and right now you’re free to snag it at a bargain.Amazonis still offering the Chromecast for just $40 – which is $10 off the usual price – as a continuation of this Prime Day deal. There’s no expiration listed for this deal, so there’s no guaranteeing how long it will be available....

Key Takeaways Want to grow youremergency fundorsinking fundfaster this year? Thebest high-yield savings accountsearn up to 5% annual percentage yield, or APY. That’s more than 10 times thenational average. APYs have been slowly dropping since the Federal Reserve started cutting interest rates this year. But withinflation creeping back up, most experts don’t expect another cut until later in the year. That means savings rates may hold steady, too, so there’s still time to maximize your earnings....

Key Takeaways There’s still time to grow your savings with one of thebest high-yield savings accounts. But even if rates drop, a savings account can still help you reach your financial goals. If you set up automatic deposits with your account, the savings can really pile up. Here’s where your money stands to earn the most interest when working toward your savings goal. type your information below to get CNET’s partners' best rate for your area....

I’m no stranger to a broken phone. I replaced each phone with my own money – which usually meant buying cheaper, lower-end models. They weren’t nice to use and wore out quickly. (Thanks,planned obsolescence!) That’s an expensive cycle to get stuck in. The Bilt Mastercard is one of many cards offering cell phone insurance. But not all coverage is created equal. Read more:Can You Get Airport Lounge Access for Free?...

Yourfederal taxes are dueon April 18. Read on to learn about the 13 biggest tax deductions and credits for 2021 and their eligibility requirements. (Parents of newborns born in 2021 can also claim this credit in 2022.) Dependents who are 18 years old can qualify for $500 each. If you opted out of advance payments, you’re eligible for the full amount of the credit. Lifetime learning credit Thelifetime learning credit, or LLC, applies to higher education candidates....

Having a strong upper body improves your posture and strengthens your core andheart. Because you’re building muscle in the process, yourmetabolic ratewill also benefit. Get ready to build stronger and more defined arms by adding these exercises to your weekly workouts. To perform a bicep curl, you’ll need a set of medium-weight dumbbells. Holding a dumbbell in each hand by your sides, turn your palms to face forward. Bend at the elbows, slowly bringing up the dumbbells towards your shoulders....

TAX SOFTWARE DEALS OF THE WEEK The good news. Which airlines have the highest rates of delays and cancelations? Airlines' track records for getting passengers to their destinations on time vary from month to month. Here are the percentages of on-time arrivals for the major US airlines, according to the DOT. Percentages of on-time arrivals As mentioned, these percentages vary from month to month. you might look up historical reports at theDOT’s website....

We’ll tell you below which airports and airlines are offering the touchless ID option. Interested in other technologies the TSA is working on? Check out thesesecurity podsthe administration showed off at CES this year. Which airports are participating? Here’s what they are. In the future, American Airlines will have its own touchless ID program. Which airlines are offering the touchless ID option? Only two airlines are currently offering a touchless ID option when going through airport security....