Key takeaways

Sometimes, no news is good news.

That’s good news for savers who have yet to take advantage of still-elevated annual percentage yields.

Today’sbest CDsoffer APYs as high as 4.65% – more than double thenational averagefor some terms.

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But don’t wait too long to take advantage of today’s APYs.

you could earn up to 5% APY on the best high-yield savings accounts.

Check outtop savings ratesnow.

We evaluated CD rates from more than 50 banks, credit unions and financial companies.

We evaluate CDs based on APYs, product offerings, accessibility and customer service.

*APYs as of Feb. 20, 2025, based on the banks we track at CNET.

Earnings are based on APYs and assume interest is compounded annually.

**Weekly percentage increase/decrease from Feb. 11, 2025, to Feb. 18, 2025.

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