Experts believe it will hold them steady for now, but they predict rate cuts later this year.
That means now’s the time to lock in a high rate and protect your earning potential.
you might earn up to 4.65% annual percentage yield, or APY, with today’sbest CDs.
That’s more than twice thenational averagefor some terms.
put in your information below to get CNET’s partners' best rate for your area.
But withinflation rising again, experts believe the Fed will hold rates steady at its Jan. 29 meeting.
By securing a high APY now, you’re able to maximize your savings.
you’re able to earn up to 5% APY on the best high-yield savings accounts.
Check outtoday’s rates.
We evaluated CD rates from more than 50 banks, credit unions and financial companies.
We evaluate CDs based on APYs, product offerings, accessibility and customer service.
*APYs as of Jan. 29, 2025, based on the banks we track at CNET.
Earnings are based on APYs and assume interest is compounded annually.
**Weekly percentage increase/decrease from Jan. 21, 2025, to Jan. 27, 2025.
