It’s built into most banks.
This article teaches you how to use Zelle, from the initial setup to sending cash.
What Is Zelle?
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There’s no exchange of personal information or account numbers.
What Banks Use Zelle?
More than 2,000 banking apps in the US are partnered with Zelle, from Ally to Zions Bank.
These banks and credit unions provide access to Zelle via their mobile apps and/or online banking options.
You canview a complete list of partnered banks on the Zelle website.
Creating a fully enrolled Zelle profile prior to receiving money is recommended.
Both the sender and the recipient must be using bank accounts based in the United States to use Zelle.
Zelle also uses authentication and monitoring features in the app to secure payments.
In addition, banks offering access to Zelle provide security features in their mobile apps and online.
You simply log into your financial institution’s banking platformthe website or the appand locate the Zelle transfer option.
If it’s in your bank, you’re ready to go.
Although this is usually located in the pay/transfer/send section, every bank is different.
Check with your financial institution to find out how and where to access Zelle payments.
You’ll need to contact your bank or credit union to learn about their sending and receiving limits.
Receiving money through Zelleis a passive process.
You’ll see a notification via email or text when money has been sent to you.
Log into your bank to view details about the deposits.
Zelle does not offer a refund method.
You also cannot dispute a transaction with Zelle and there is no resolution process.
