For Big Purchases, Swap BNPL for These Credit Cards With Longer Interest-Free Periods and Perks

So the right credit card can help you save on your big purchase and net you extra benefits.

Here’s what to look for.

Should you use a credit card for big purchases?

When used responsibly, a credit card can help you earn you rewards and provide extra security.

Credit card welcome bonuses could provide additional value if you’re able to qualify.

It’s important to proactively plan out your spending on your credit card.

Consider this:

Credit cards primarilyearn rewardsas points, miles or cash back.

Reward points are often more complicated but also potentially more valuable.

You could find additional value from the card’s perks.

Purchase protection covers your new purchases against damage and theft, usually for either 90 or 120 days.

Extended warranty will increase the length of a manufacturer’s warranty on eligible purchases.

It’s meant to limit the chances of fraud.

Take advantage of any discounts your card may offer.

Most of the major credit card issuers haveshopping portalsfor cardholders where they can access discounts with specific merchants.

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