Key takeaways
Want to maximize your earnings with a certificate of deposit?
You’ve still got time to do it.
TheFederal Reserve’s rate pausethis week means CD rates are likely to hold steady for the time being.
But that doesn’t mean you should wait too long to open an account.
put in your information below to get CNET’s partners' best rate for your area.
By securing a high APY now, it’s possible for you to maximize your savings.
you’ve got the option to earn up to 5% APY on the best high-yield savings accounts.
Check outtoday’s rates.
We evaluated CD rates from more than 50 banks, credit unions and financial companies.
We evaluate CDs based on APYs, product offerings, accessibility and customer service.
*APYs as of Jan. 31, 2025, based on the banks we track at CNET.
Earnings are based on APYs and assume interest is compounded annually.
**Weekly percentage increase/decrease from Jan. 21, 2025 to Jan. 27, 2025.
