Key takeaways
Tariffs, inflation, a potential recession…
But there is one thing youcancontrol: where you put your cash.
CDs are low-risk deposit accounts that guarantee a fixed rate for the entire term.
That means you’ll earn the same amount of interest regardless of what happens in the economy.
drop your information below to get CNET’s partners' best rate for your area.
CDs have plenty of perks, but they’re not always the best option.
Check outtop savings ratesnow.
Methodology
CNET reviews CD rates based on the latest APY information from issuer websites.
We evaluated CD rates from more than 50 banks, credit unions and financial companies.
We evaluate CDs based on APYs, product offerings, accessibility and customer service.
*APYs as of April 3, 2025, based on the banks we track at CNET.
Earnings are based on APYs and assume interest is compounded annually.
