Amazon’sOctober Prime Day Saleis right around the corner – Oct. 8 and 9.
But just because you spot a deal doesn’t mean you should cave into it.
“Don’t be quick to click,” Murset says.
He suggests getting organized before the big day by making a spreadsheet of what you’d like to buy.
You should then figure out how much money you have free to spend – and be honest with yourself.
From there, consider whether or not you really need to buy that item now.
“Use debit, not credit,” says Murset.Yourdebit cardcan be a self-restraint with an automatic limit.
If the money’s not there, you won’t be able to use it.
It’s not as easy to overspend.
Just see to it you’re not spending money you’ll need for bills or other essentials.
More bargains will be on their way, includingBlack Fridayand Cyber Monday.
Instead, use this time to prepare for items you plan to buy.
Murset recommendssetting up automatic savings transfersso it’s possible for you to save money every paycheck.