How much it’s possible for you to earn with a certificate of deposit.
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What’s going on with CD rates?
The Fed may raise interest rates to attempt to slow down inflation or lower them to stimulate spending.
But you should be careful to choose a term that fits when you’ll need to access your money.
it’s possible for you to earn up to 5% APY on the best high-yield savings accounts.
Check outtop savings ratesnow.
We evaluated CD rates from more than 50 banks, credit unions and financial companies.
We evaluate CDs based on APYs, product offerings, accessibility and customer service.
*APYs as of Feb. 13, 2025, based on the banks we track at CNET.
Earnings are based on APYs and assume interest is compounded annually.
**Weekly percentage increase/decrease from Feb. 3, 2025, to Feb. 10, 2025.
