you’re free to earn up to 4.65% APY with today’sbest CDs.
But, as this week’s rate fluctuations show, this could change at any time.
So, it could be smart to lock in your APY now.
“If you’re waiting for higher CD rates before you invest, you might not get it.
put in your information below to get CNET’s partners' best rate for your area.
CDs have plenty of perks, but they’re not always the best option.
Check out thetop savings ratesnow.
Methodology
CNET reviews CD rates based on the latest APY information from issuer websites.
We evaluated CD rates from more than 50 banks, credit unions and financial companies.
We evaluate CDs based on APYs, product offerings, accessibility and customer service.
*APYs as of March 7, 2025, based on the banks we track at CNET.
Earnings are based on APYs and assume interest is compounded annually.
